Small business insurance the smart way.
4.9 out of 5 customer review rating and 1.7M+ policies sold
Making small business insurance simple.
biBerk Business Insurance was founded in 2015 to address what had become an unfortunate truth about small business insurance: obtaining a policy was complicated, confusing, and costly. Since that time, we have transformed and modernized the buying process. Supported by the financial strength of the Berkshire Hathaway Insurance Group, biBerk helps protect small businesses and ensure they stay in compliance with state laws.
Save time.
Get a quote entirely online or speak with one of our insurance experts right away for help getting a quote, buying a policy, or answering any questions you may have.
Save money.
We insure your small business directly, without a middleman or insurance broker, so we pass that savings along to you - up to 20% less than policies with other insurance companies.
Experienced.
We're part of the Berkshire Hathaway Insurance Group with millions of satisfied customers, more than 75 years of insurance experience, and $62 billion in paid claims in 2023.
We’re here for you.
We're always on the side of small business owners because we can relate to your challenges as an organization that has faced them. Berkshire Hathaway began as a small textile company and we have never forgotten our roots, even as we've grown into a large and successful organization.
Consequently we work hard to keep things simple and affordable for our customers. We'll never oversell coverage or complicate claims, as we understand the value of a dollar and of the time saved by efficient, intuitive, streamlined processes.
biBerk can help you with all your small business insurance needs, including: commercial auto, general liability, property and liability, umbrella, and workers’ compensation.
It takes 20 years to build a reputation and five minutes to ruin it. If you think about that, you’ll do things differently.
— Warren Buffett
What we value most:
There are countless business insurance companies out there, but only one biBerk. We strive to be different and better by providing a convenient and efficient online sales and service experience.
Simple
We eliminate the middleman in the insurance-buying process, saving you the two most important things in your small business: time and money.
Trusted
We're part of the Berkshire Hathaway Insurance Group, and focused on supporting you for the long haul. No fly-by-night insurance company here.
Honest
We’re dedicated to partnering with small business owners as they grow, and we’re always open and upfront about our pricing.
Service
Our licensed small business experts at biBerk are always here to provide the top-notch customer service you expect and deserve.
A top-rated & financially secure business insurance company.
75+ Years of Insurance Expertise
Drawing on decades of expertise, biBerk stands proudly within Berkshire Hathaway Insurance Group, boasting over 75 years of insurance excellence. Each key subsidiary holds an A++ rating from A.M. Best Company, ensuring top-tier reliability.
$62 billion in Claim Settlements
As a testament to its dependability, Berkshire Hathaway serves millions of customers and disbursed an impressive $62 billion in claims in 2025 alone.
Tailored for Small Businesses
We directly insure your small business, cutting out the middleman and insurance broker. This streamlined approach allows us to pass on significant savings to you, offering policies up to 20% less than those from other insurance providers.
Small Business Insurance Experts
biBerk is the small business insurance expert you can trust to provide you with the right amount of insurance for your small business. Our dedication to serving small businesses through innovative and convenient insurance products helps save time and money—giving you the freedom to do what you do best.
Our Online Insurance Process
You go to biBerk.com
Answer a few questions about your business, and get your quote in minutes.
Your insurance quote is up to 20% less than other providers.
We're able to sell directly to you instead of through a broker, reducing costs and passing those savings on to you.
Traditional Insurance Process
Step One
When you have a claim that exceeds the limits of your current policy, umbrella insurance provides extra coverage to protect your business and assets from financial risk. At biBerk, umbrella insurance is available with existing liability policies.
Step Two
The broker researches insurance options and may get back to you with a quote after a few days.
Step Three
You consider your options and go back and forth with your broker on which insurer has the best price before determining where to purchase your insurance.
