Insurance for Transportation Companies
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Protect Your Business With Insurance for Transportation Companies
Insurance for transportation business is important regardless of your company's size. From employee injuries to damage your trucks cause to other drivers’ vehicles or to property like a loading dock or gas pump, commercial trucking companies have to be prepared for the potential financial impact from a wide range of risks. At biBERK, we provide tailored commercial insurance for transportation businesses at savings of up to 20%. Whether you need workers' compensation, general liability, a business owners policy or BOP (sometimes called property & liability insurance), commercial auto, umbrella, or cyber insurance, just complete a simple form online or speak with our licensed insurance experts to get a fast, free quote. Plus, with biBERK, you can purchase a policy, manage it, and report claims online for ultimate convenience.
Who Needs Commercial Insurance for Transportation?
Transportation companies of all kinds need proper coverage. Business insurance for a moving company, for example, is very important. Most states mandate commercial auto liability coverage for businesses that own or lease vehicles. Transportation company insurance policies can be very expensive, so competitively priced insurance from biBERK could help your bottom line. You should also protect your company from a wide range of other potential issues, including things like visitor slip-and-fall injuries, damage to your company’s assets, and many more. Contact us about transportation company insurance if you have questions.
Any Business That Offers Transportation Services Needs Transportation Company Insurance, Including:
- Auto transport companies
- Delivery/courier services
- Dump truck hauling companies
- Hot shot trucking companies
- Livestock, equine, or other animal transporters
- Logistics services
- Towing companies
- Transportation of goods companies
- Transportation services for the elderly
- Trucking – local hauling
- Trucking – long distance hauling
What are the Different Types of Insurance for Transportation Companies?
Not every transportation insurance company can provide the breadth of coverage and exceptional service that biBERK does. We offer five different types of commercial insurance for transportation. Depending on the location of your business and other factors, certain types might be better for you than others.
Workers' Compensation insurance
This insurance helps protect your business if an employee is injured, contracts an illness, or dies as a result of an incident on the job. When it comes to insurance for transportation companies, this is especially important. It can cover medical costs, legal fees, and lost wages due to the injury.
Workers' Compensationchevron_rightGeneral Liability insurance
Also known as commercial liability insurance, a general liability policy is important. The policy covers damages and legal costs associated with injury claims to customers and other people you don't employ, damage to other people's property that was caused by your business, and medical costs associated with these incidents. It also covers libel, slander, and copyright infringement. Plus, there are endorsements you can add to customize your policy, including cyber, hired and non-owned auto liability, employment-related practices liability, and employee benefits liability.
General Liabilitychevron_rightBusiness Owners Policy
Also called property & liability insurance, a business owners policy (BOP), combines general liability insurance with coverage for your company’s property. You'll get protection for the building you own, space you lease, and any property needed to run your business, while also receiving coverage for things like business interruption. This can replace lost income, as well as cover other costs associated with getting your business back up and running after suffering property damage, such as the use of a temporary location. You can also tailor your BOP with add-ons including cyber, hired and non-owned auto liability, employment-related practices liability, and employee benefits liability.
Business Owners Policychevron_rightCommercial Auto insurance
This policy protects your business and its vehicles. It can provide coverage for your legal fees and the medical costs of others if your employee is at fault in an accident. It can also cover the cost of physical damage to your vehicles and on-hook towing. Plus, in for-hire trucking, you can purchase add-ons for your policy like rental reimbursement with downtime, downtime coverage, cargo liability, uninsured/underinsured motorists, and trailer interchange. And, commercial auto insurance can provide coverage even if the vehicle is used for personal activities outside of its primary business use.
Commercial Autochevron_rightCyber insurance
This coverage can be purchased as an add-on to a general liability, professional liability, or BOP policy. It helps cover costs related to system hacks or data security breaches in which sensitive information, like customer financial details for example, has been stolen and fraud has occurred or there is a reasonable expectation that it might occur.
Cyber Insurancechevron_rightWhy biBERK for Transportation Company Insurance?
We’re the experts when it comes to commercial insurance for transportation.
Save time.
Get a quote entirely online or speak with one of our insurance experts right away for help getting a quote, buying a policy, or answering any questions you may have.
Save money.
We insure your small business directly, without a middleman or insurance broker, so we pass that savings on to you—up to 20% less than policies with other insurance companies.
Experienced.
We're part of Warren Buffett's Berkshire Hathaway Insurance Group with millions of satisfied customers, more than 75 years of insurance experience, and $52.2 billion in paid claims in 2023.
Transportation Insurance Frequently Asked Questions (FAQs)
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What types of small business insurance does my transportation business need?
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Every company is different, so we’ll need to learn about your transportation business to offer specific recommendations. Then we can provide the right policies to ensure your company is fully protected.
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Am I required to have transportation business insurance?
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In most states, you are required to have workers’ comp insurance if you have employees. As a transportation business, you’ll also need commercial auto liability insurance. Certain other types of insurance may be required to get contracts.
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How long does it take to buy transportation insurance?
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Getting transportation company insurance quotes and then paying for the policies you need is fast and easy. It can take as little as five minutes, and your coverage is instant once you complete the process.
Get a Quote Today
Getting insurance for your transportation company shouldn’t be stressful or difficult. See why biBERK is easier for transportation insurance when you obtain your free quote online. We’re all about making things fast, simple, and convenient.