Small Business Insurance in Montana
Simple and easy insurance for your Montana small business.
4.9 out of 5 customer review rating and 1.7M+ policies sold
Get Montana business insurance.
biBerk is trusted by many companies for Montana business insurance. Missoula, Kalispell, Belgrade, Great Falls, Helena, Bozeman, Billings… Wherever you are in the state, we offer flexible insurance policies to protect you from the various types of risk Montana businesses face.
Workers' Compensation insurance in Montana
This insurance helps protect your business if an employee is injured, contracts an illness, or dies as a result of an incident on the job. It can cover medical costs, legal fees, and lost wages due to the injury. We offer tailored workers’ comp insurance in Montana to suit your business. So if, for example, an employee suffers a fall and breaks their arm at work, the resulting costs may be covered.
Montana Professional Liability insurance
Also known as errors and omissions (E&O) insurance, this type of Montana liability insurance could protect you from the cost of damages and legal fees if someone claims your professional service caused financial harm to them or their business. Coverage includes both mistakes on the part of your business (errors) and the failure to perform a service (omissions). Professional liability insurance should be considered if your business provides professional advice, offers a professional service, or has contractual requirements for the coverage. For example, if you’re an IT consultant and you tell a client to purchase the wrong type of hardware and the mistake causes a financial loss for them, you may be covered.
Montana Cyber insurance
This type of business insurance in Montana can be purchased as an add-on to a professional liability policy. It helps cover costs related to system hacks or data security breaches in which sensitive information like credit card data has been stolen and fraud has occurred or there is a reasonable expectation that it might occur.
We cover all kinds of professionals and businesses in Montana, including:
Why biBerk for Montana insurance?
We’re the experts when it comes to Montana small business insurance.
Save time.
Get a quote entirely online or speak with one of our insurance experts right away for help getting a quote, buying a policy, or answering any questions you may have.
Save money.
We insure your small business directly, without a middleman or insurance broker, so we pass that savings along to you - up to 20% less than policies with other insurance companies.
Experienced.
We're part of the Berkshire Hathaway Insurance Group with millions of satisfied customers, more than 75 years of insurance experience, and $62 billion in paid claims in 2023.
Why is biBerk better for Montana business insurance?
Why is biBerk better for Montana business insurance?
Whether it’s workers’ comp insurance in Montana or other small business insurance, we’re often less expensive and easier to do business with than other insurance companies. That’s better for you in many ways. We’re also part of the Berkshire Hathaway Insurance Group, the nation’s largest insurance company in terms of assets. You may know Berkshire Hathaway as the company started by Warren Buffett. Mr. Buffett began as a small business owner, and he’s dedicated to providing small businesses with services and value that can help them grow. Learn what you’ll pay for Montana business insurance by getting instant, online quotes for any policies you need.
What do biBerk customers say?
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What Montana insurance is required?
Workers’ Compensation
Every business with employees is required to carry workers’ compensation insurance in Montana. Even if you only have one employee, you’re still required to carry workers’ comp. You can receive substantial fines and criminal penalties if you’re required to have a workers’ comp policy but don’t have one.
Errors & Omissions insurance
Real estate agents in Montana are required to carry E&O insurance (also called professional liability insurance) with limits of at least $100,000/$300,000 (per claim/aggregate).
Other policy considerations
Financially protecting your company is one of the smartest business decisions you can make. That’s why we encourage customers to consider all the Montana business insurance we offer and to get the policies they need to be fully protected.
What does Montana business insurance cost?
The cost of commercial and business insurance in Montana depends on a number of factors, including industry, number of employees, and the amounts of payroll and revenue. Additionally, your claims history will influence your policy cost. Companies with fewer claims typically pay lower premiums. We happily provide business insurance quotes online free of charge as well as subcontractor insurance quotes. Learn what you’ll pay for Montana business insurance by getting instant, online quotes for any policies you need.
Montana small business insurance in three simple steps.
Get a quote.
Fill out a form online or give us a call to tell us about your business. You’ll have a quote in as little as five minutes.
Buy a policy.
Complete your purchase and make payments online or over the phone. You can pay your premium all at once or in monthly installments.
Get a certificate.
Download an instant Certificate of Liability Insurance immediately after purchasing a policy.
