Small Business Insurance in Alaska
Simple and easy insurance for your Alaska small business.
4.9 out of 5 customer review rating and 1.7M+ policies sold
Alaska business insurance policies.
Small businesses are important to Alaska’s economy and to the communities where they operate. To ensure that a loss or liability and the resulting financial burden doesn’t force your business to close its doors, you need the protection provided by business insurance policies. biBerk is trusted by many companies for business insurance in Alaska. We have flexible policies to protect you from the many types of risk Alaska businesses face. And the coverage we provide is very cost-effective. You save when you buy from biBerk—up to 20% as compared to other providers in many instances. The information on this page is your guide to Alaska small business insurance.
Alaska Workers' Compensation insurance
This insurance helps protect your business if an employee is injured, contracts an illness, or dies as a result of an incident on the job. It can cover medical costs, legal fees, and lost wages due to the injury. For example, if someone suffers a serious laceration from a power tool, that can be covered.
Alaska Professional Liability insurance
Also known as errors and omissions (E&O) insurance, this policy could protect you from the cost of damages and legal fees if someone claims your professional service caused financial harm to them or their business. Let’s say you’re an IT consultant, you advise a customer to buy a certain type of computer server, and it turns out to be the wrong type. Your client can sue you for damages incurred as a result of that purchase. Professional liability coverage includes both mistakes on the part of your business (errors) and the failure to perform a service (omissions). Professional liability insurance should be considered if your business provides professional advice, offers a professional service, or has contractual requirements for the coverage.
Alaska Cyber insurance
This type of business insurance in Alaska can be purchased as an add-on to a professional liability policy. It helps cover costs related to system hacks or data security breaches in which sensitive data like credit card information has been stolen and fraud has occurred or there is a reasonable expectation that it might occur.
We cover all kinds of professionals and businesses in Alaska, including:
Why biBerk for business insurance in Alaska?
We’re the experts when it comes to Alaska small business insurance.
Save time.
Get a quote entirely online or speak with one of our insurance experts right away for help getting a quote, buying a policy, or answering any questions you may have.
Save money.
We insure your small business directly, without a middleman or insurance broker, so we pass that savings along to you - up to 20% less than policies with other insurance companies.
Experienced.
We're part of the Berkshire Hathaway Insurance Group with millions of satisfied customers, more than 75 years of insurance experience, and $62 billion in paid claims in 2023.
Why is biBerk better for business insurance including Workers’ Comp insurance in Alaska?
Maybe all you need is workers’ comp insurance in Alaska. Or perhaps you require multiple small business policies. Either way, we’re often less expensive and easier to do business with than other insurance companies in Alaska. That’s better for you in many ways. We’re also part of the Berkshire Hathaway Insurance Group, the nation’s largest insurance company in terms of assets. You may know Berkshire Hathaway as the company started by Warren Buffett. Mr. Buffett began as a small business owner, and he’s dedicated to providing small businesses with services and value that can help them grow.
Your statewide source for business insurance in Alaska.
Since we’re an online insurance provider, you can buy from us easily if you need:
Business insurance in Anchorage, AK
Business insurance in Fairbanks, AK
Business insurance in Juneau, AK
Business insurance in Sitka, AK
Business insurance in Wasilla, AK
Business insurance in Ketchikan, AK
Business insurance in Homer, AK
Business insurance in Kenai, AK
Or any Alaska location!
What do biBerk customers say?
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Small business insurance in Alaska: what’s required?
Workers' Compensation
In Alaska, every business with full- or part-time employees is required to carry workers’ compensation insurance. Even if you only have one employee, you’re still required to carry workers’ comp. You can receive substantial fines and criminal penalties if you’re caught doing business with employees in Alaska without a workers’ comp policy.
Other policy considerations
It’s recommended that you carry policies to cover any part of your business that could be at risk. Financially protecting your company is one of the smartest business decisions you can make.
What does Alaska business insurance Cost?
The cost of business insurance (also called commercial insurance) in Alaska depends on a number of factors, including industry, number of employees, and the amount of payroll. Additionally, your claims history will influence your policy cost. Companies with fewer claims typically pay lower premiums. Get instant, online quotes for any policies you need. You can also get Certificates of Insurance (COI) online anytime. These insurance certificatesmay be requested by customers or clients, landlords, and others to prove you have required coverage.
Alaska small business insurance in three simple steps.
Get a quote.
Fill out a form online or give us a call to tell us about your company. You’ll have a quote in as little as five minutes.
Buy a policy.
Complete your purchase and make payments online or over the phone. You can pay your premium all at once or in monthly installments.
Get a certificate.
Download an instant Certificate of Liability Insurance immediately after purchasing a policy.
